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When Priya moved into her new apartment, her landlord recommended she look into tenant insurance to protect her belongings. She contacted three companies to compare quotes before making a —decisiondecisivedecidingdecided. Each insurer asked about the value of her furniture, electronics, and other items to calculate a fair —premiumpromisepremisepremier. Priya learned that a policy with a higher deductible usually comes with a lower monthly —paymentpavementpayablepaying. She eventually chose a plan that also covered liability in case a guest was accidentally —injuredinjuringinjuryinjures in her apartment.